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BC & ICBC

British Columbia is unique. You don't shop around. You buy from ICBC (Insurance Corporation of British Columbia).

The Public Monopoly

In BC, Basic Autoplan insurance is mandatory and sold exclusively by the government-owned ICBC. Private insurers can only compete for "Optional" coverage (like Collision/Comprehensive limits above the basic), but most drivers just bundle everything with ICBC.

Enhanced Care (No-Fault)

In 2021, BC moved to a full "Enhanced Care" model. This huge change removed the right to sue for minor injuries but drastically lowered premiums (by ~20% on average). It focuses on care/recovery rather than cash settlements.

Renew Your Autoplan

You can now renew your ICBC policy online or visit an Autoplan broker.

Go to ICBC.com