State
Guide
Alaska Insurance
Higher liability limits are the law in Alaska. Plus, you need coverage that handles moose collisions and icy roads.
State Minimums (50/100/25)
Alaska requires significantly higher liability limits ($50,000/$100,000) than most lower-48 states. This is because accidents in remote areas often involve expensive medical evacuations.
Comprehensive is Key
In Alaska, "Comprehensive" coverage is your best friend. It covers damage from hitting animals (Moose/Deer) and cracked windshields from gravel - both extremely common here.